Virtualpay Retail
VirtualPay Retail is designed to enhance security and streamline payment processes for retail transactions. By using dynamically generated virtual accounts, it reduces the risk associated with sharing sensitive payment details repeatedly.
Unlike static virtual accounts that have fixed account numbers, dynamic virtual accounts are generated dynamically from a pool of available account numbers. Each dynamic virtual account is generated for a short period of time. Once used or expired, it is returned to the pool of available accounts for future use by other customers or transactions.
These accounts can be used for various payment purposes, such as online purchases, subscriptions, or other retail transactions where secure and temporary account details are needed. Accounts are automatically generated as needed from a pre-defined pool, ensuring that businesses can provide unique payment details to customers without manual intervention. Accounts typically expire after a set period or after being used once, ensuring that each transaction uses a fresh set of account details for enhanced security.
Features
Some of the benefits of using this retail option are:
- Security: Minimizes the risk of fraud and unauthorized access by using temporary account details that expire after use.
- Convenience: Simplifies payment processes for customers and businesses by providing secure and disposable payment details.
- Scalability: Supports high-volume transactions and can scale according to business needs without compromising security.
Available Endpoints
| Endpoint | Description |
|---|---|
| Generate Virtual Account Number | Generates a Breezepay virtual account number/wallet ID to be used for payment by customer if customer does not already have one tied to ID. |
| Get Merchant Transactions | Gets all credits to virtual accounts created under merchant for the date range supplied. |
| Get Transactions | Gets all transactions carried out by merchants. |
| Check Transaction Status | Gets status of transaction using session ID or VPAY request ID. |
| Get Merchant Details | Get merchant details using merchant ID. |
