Initiate Payment

This endpoint processes payments utilizing funds from a customer's wallet.

URL: https://developer-sandbox.accessbankplc.com/virtualpayapi/MakePayment

Method: POST

Request Parameters

Type	Name	Parameter Required	Description
string	channel_code	Required	Client application code
string	debit_merchant_id	Required	ID of merchant
string	debit_customer_id	Required	Unique ID for customer on client system
string	credit_account	Required	Bank account to be credited
string	credit_bank_code	Required	CBN bank code of account to be credited
string	debit_virtual_account	Required	Virtual account number or wallet ID
string	transaction_amount	Required	Transaction amount
string	transaction_narration		Transaction narration
string	transaction_reference	Required	Unique transaction reference

Sample Request

{
    "debit_merchant_id": "YOUR MERCHANT ID",
    "debit_customer_id": "07032755966",
    "credit_account": "2085868519",
    "credit_bank_code": "033",
    "debit_virtual_account": "1444484348",
    "transaction_amount": 200,
    "transaction_narration": "Testing",
    "transaction_reference": "BRZ12337GDUJEDU8378W5",
    "channel_code": "YOUR CHANNEL CODE"
}

Sample Response

{
    "response_code": "00",
    "response_message": "Successful Request",
    "payment_reference": "VPTU567UYGBNHYRE4567"
}